Insurance for Agritourism

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Protecting Your Agritourism Business with the Right Insurance

Agritourism blends agriculture and tourism, offering experiences like farm tours, pumpkin patches, corn mazes, and more. While these ventures create unique opportunities, they also come with risks that standard farm or business insurance may not fully address. At Shelton Insurance, we help agritourism operators find coverage tailored to their needs—so they can focus on running their business with confidence.

What Risks Do Agritourism Businesses Face?

Opening your farm or ranch to the public increases exposure to liability risks, property damage, and unexpected disruptions. Some common risks include:

• Guest Injuries - Slips, falls, animal-related accidents, and equipment hazards
• Weather Damage - Storms, floods, and other natural disasters affecting property and crops
• Product Liability - Foodborne illness or issues related to farm-to-table products
• Equipment & Property Loss - Damage to barns, fencing, machinery, and other assets
• Worker Injuries - Employees or seasonal workers getting injured on the job

Insurance Coverage for Agritourism Businesses

A standard farm policy may not fully protect against the wide range of risks that come with hosting visitors. Shelton Insurance offers policies that can help cover many of these risks, including:

• General Liability Insurance - Can help protect against claims of bodily injury or property damage from visitors
• Farm Liability Insurance - Offers broader protection specific to agricultural operations
• Property Insurance - Can help cover farm buildings, equipment, and event spaces
• Workers' Compensation - Required in many states to cover employee injuries
• Commercial Auto Insurance - For farm vehicles used in business operations
• Event Insurance - Temporary coverage for one-time agritourism events

Why Choose Shelton Insurance?

At Shelton Insurance, we understand the unique challenges of agritourism. As a trusted independent agency based in Daniels, West Virginia, we work with multiple insurance providers to find policies that fit your business—so you don't overpay for coverage you don't need.

Get a Customized Agritourism Insurance Quote

Every agritourism business is different, which is why we take the time to understand your operation and recommend the right coverage. Whether you're running a seasonal pumpkin patch or a year-round farm experience, we're here to help.

Contact Shelton Insurance today for a quote or consultation.